EMPLOYEE BENEFITS
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FSA & DCAP


The County has made available a Flexible Spending Account (FSA) and a Dependent Care Assistance Plan (DCAP) as part of the Section 125 Cafeteria Plan. The FSA and DCAP plan year runs from January 1st through December 31st and you must re-enroll each Open Enrollment for the next plan year. Both of these plans are administered by Flexible Benefit Administrators.

Benefited employees are able to join the plans within 30 days of hire or during Open Enrollment. All new employees must submit a form electing to enroll or waive participation within 30 days of their hire date.

 

FOR UPDATES RELATED TO COVID-19, PLEASE REFER TO THE FLYERS BELOW:

 

FLEXIBLE SPENDING ACCOUNT (FSA)

This account allows County employees to set aside pre-tax monies to pay for eligible out-of-pocket medical, dental, and vision expenses. Employees can pay for eligible expenses for services incurred during the plan year for themselves, their spouse, and all eligible dependents.

Contributions

The maximum enrollment amount for the plan year is $2,750 as set by the IRS. The account is pre-funded which means the account is available for use immediately once the plan year begins. Once enrolled a pre-funded FBA MasterCard debit card will be issued which can be used to pay for eligible services. A paper claim form can be used to request reimbursement for providers who do not accept MasterCard.

Claim Reimbursement

Participates have the entire plan year plus 90 days to file all claims which were incurred during the plan year. All claims must be received by FBA by 8:59 pm (PST) on March 31st of the next year. Paper reimbursement claims can be submitted by registering at www.flex-admin.com or by using the FBA mobile app.

Forfeiture

Any money not use for expenses incurred during the plan year will be subject to forfeiture. Only $500 will be allowed to rollover to the next plan year and any excess of $500 will be forfeited back into the plan. Participants should estimate expenses carefully to avoid any forfeiture.

*For a full description of the Flexible Spending Account refer to:

FSA Store

The FSA Store is available as a convenient option to purchase FSA eligible items. Go to www.fsastore.com.


 

 

DEPENDENT CARE ASSISTANT PLANS (DCAP)

This account allows employees to set aside pre-tax monies to pay for day care expenses for a child, disabled spouse or child, or elderly parent.

Examples of Dependent Care Expenses 

  • Baby sitter or nanny who claim the child care income on their taxes
  • Licensed day care centers
  • Private Preschool
  • Before and after school care
  • Day care for an elderly or disabled dependent

Contributions

The maximum enrollment amount for the plan year is $5,000 as set by the IRS. The FBA MasterCard debit card can be used to pay for expenses up to the account balance at the time of the card swipe. This account is not pre-funded. This means that the participant can be reimbursed up to the account balance at the time the claim is submitted. A paper claim form can be used to request reimbursement for providers who do not accept MasterCard.

Claim Reimbursement

Participates have the entire plan year plus 90 days to file all claims which were incurred during the plan year. All claims must be received by FBA by 8:59 pm (PST) on March 31st of the next year. Paper reimbursement claims can be submitted by registering at www.flex-admin.com or by using the FBA mobile app.

Forfeiture

Any money not used for eligible expenses incurred during the plan year will be subject to forfeiture. No funds will be rollover to the next plan year. Participants should estimate expenses carefully to avoid any forfeiture.

*For a full description of the Flexible Spending Account refer to:

 


ONLINE AND MOBILE TOOLS

With the online and mobile tools, using your unspent dollars has never been easier:

  • Easy check your balances via our FBA Participant Portal or Mobile App, or by texting BAL to 97487
  • Use your benefit debit card to directly access your account funds
  • If you do pay out of pocket, easily submit claims and upload receipt documentation online or with your mobile devise
  • If your balance remaining after the run-out period is $500 or less, those funds will "roll-over" to the new plan year and can be used for new plan your healthcare FSA expenses

You can view all account details online in your participant portal at http://www.mywealthcareonline.com/fba

 If you have any questions or concerns, please contact FBA at 1-800-437-3539, between the hours of 8:30 am and 5:00 pm Eastern.


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